Scammers are getting more creative by the day, but the good news is that most scams follow familiar patterns. Think of this as your digital neighborhood watch guide. By knowing what to look for, you can protect yourself, your family, and help keep our community safe.

Common scams to watch out for:
Texting Scams
Scammers send fake text messages to trick you into sharing personal information, clicking on malicious links, or sending money.
Warning: Don't click on links or respond to unexpected texts.

Tech Support Scams
A caller claims your computer is infected and says they're from Microsoft or Apple.
Tip: Real tech companies won't call you unless you've asked for help.

Romance Scams
They start online with someone who seems perfect, but never meets in person, and eventually ask for money.
Rule of Thumb: Never send money to someone you've never met in real life.

Grandparent Scam
A caller pretends to be your grandchild in trouble, asking for immediate financial help and urging secrecy.
Advice: Always verify with family before acting.

How to Protect Yourself:
1. Trust Your Instincts - If something feels off, it probably is.
2. Slow Down - Scammers create a sense of urgency to prevent you from thinking clearly and making informed decisions. Verify who's contacting you Call the real organization Talk to someone you trust
3. Protect Personal Info - Treat your Social Security number, banking info, and passwords like your house keys—never give them out without verifying.
4. Be Suspicious of Unsolicited Contact - Unexpected calls, texts, or emails are red flags—especially if they request money or personal information.
5. Research Before You Donate or Invest - Use trusted sites like Charity Navigator or GuideStar to check charities. For investments, verify credentials through official channels.

If you've been scammed:
You're not alone – scammers are professionals. If it happens to you:

• Contact your bank or credit card company
• Change your passwords
• Document everything (save emails, numbers, names)
• Cut off all contact with the scammer
• Monitor your bank and credit activity
• Consider placing a credit freeze on your account.

Please share this information, especially with older adults. The more we know, the harder it is for scammers to succeed. Being cautious isn't paranoid – it's smart.

Have questions or concerns? Call the Savage Police Department at 952-882-2600. We're here to help